OnlyFans agency contract: the clauses it must include

Why a written contract protects both sides

An agency touches a creator's income, content, fans and personal data, so a handshake deal is not enough. A written contract tells both sides what the agency does, what it earns, how money moves and how the relationship ends. Most disputes between agencies and creators come from things nobody wrote down: how the percentage was calculated, who pays for a chargeback, or what happens to account access after someone leaves.

This guide lists the clauses a fair contract should include and the terms creators should refuse. It is not legal advice. Contract, tax and data protection rules differ between countries, so have a local lawyer review the final text before anyone signs, and keep a signed copy where both sides can find it.

Services and scope

Start with a precise list of what the agency will do, because the split only makes sense against the work behind it. Vague wording such as "full management" invites arguments later. Name each service, the hours covered and who is responsible, and state what is not included so the creator knows what remains their job.

• Chatting: which accounts, which hours and time zones, and which languages.
• Content planning, posting schedule and PPV pricing, if the agency handles them.
• Promotion: social media, S4S, paid shoutouts and tracking links, with any ad budget and who pays it.
• Reporting: what the creator receives and how often.
• Exclusions: for example content production, which usually stays with the creator.

The revenue split and how it is calculated

The split clause must say exactly what the percentage is applied to. OnlyFans keeps a 20% platform fee and pays the remaining 80% to the creator, so most agencies calculate their share on the creator's net earnings after that fee, not on what fans spent. State the base, the percentage, which income counts (subscriptions, tips, PPV, referrals) and whether any costs are deducted first.

Put a worked example in the contract itself. Suppose fans spend $10,000 in a month. OnlyFans keeps 20%, or $2,000, and the creator's net earnings are $8,000. With a 40% agency share on net, the agency invoices $3,200 and the creator keeps $4,800. If the same 40% were applied to the $10,000 gross, the agency would claim $4,000, partly out of money the creator never received. Our free fee calculator runs the same math with your own figures.

There is no standard percentage. Commonly reported arrangements range from a minority share for marketing only to around half for full management with chatting. Whatever you agree, assign costs such as ad spend, chatter pay and tools clearly to one side instead of deducting them silently.

Payment and invoicing schedule

OnlyFans pays earnings into the creator's own payout account, so in a healthy setup the agency invoices the creator for its share rather than receiving the money first. The contract should fix the settlement period (weekly, every two weeks or monthly), the day the invoice is issued, the payment deadline, the currency and who covers transfer fees.

Both sides should work from the same figures: the creator's OnlyFans earnings statement for the period, attached to each invoice. Add what happens if a payment is late, and a short window to dispute an invoice before it counts as accepted.

Term, notice and exit

Define how long the contract runs and how either side can leave. A fair structure is an initial trial period, for example 30 to 90 days, followed by a rolling term that either party can end with written notice of around 30 days. Avoid long lock-ins with no exit for poor performance, and list the serious breaches that allow immediate termination, such as rule violations, unpaid invoices or misuse of data.

The exit clause should also say what happens on the last day: the agency's share applies only to earnings generated during the term, the final settlement is paid within a fixed number of days, and all agency access to the account is removed. Commission should not continue after the contract ends, unless both sides agreed in writing to a short and clearly limited tail.

Account and content ownership

The creator always remains the holder of the OnlyFans account. OnlyFans' terms tie each creator account to the verified person who owns it, so a contract must never transfer the account, the login email, the payout details or the identity verification to the agency. Write it plainly: the creator owns the account, can change the password at any time and can revoke agency access when the contract ends.

The same applies to content. The creator owns the photos, videos and texts they produce. The contract can grant the agency a limited licence to post and promote that content during the term, on the platforms listed, and that licence ends with the contract. If the agency creates materials such as captions or promo graphics, say who owns them, and hand any social accounts opened in the creator's name back to the creator on exit.

Confidentiality, data return and deletion

Both sides learn sensitive things: the creator's legal name, earnings and fan conversations, and the agency's own processes. A confidentiality clause should cover all of it, during the contract and after it ends, and limit access to the staff who need it. Fan chats contain personal data, so the agency should also follow the data protection rules that apply in its country and the creator's.

Add a clause for the end of the relationship: within a fixed period, the agency returns the data it holds that belongs to the creator, such as fan notes, lists and reports, then deletes its copies and confirms this in writing. A CSV export makes the return practical. In FansTracker, for example, data can be exported to CSV, and a chatter's access to an account is removed in one step, since chatters never see the OnlyFans password in the first place.

Refunds and chargebacks

Fans sometimes get refunds or file chargebacks weeks after a purchase, and those amounts can be deducted from the creator's balance. The contract should say how this is shared. A fair approach is that refunds and chargebacks reduce the net earnings of the period in which they are deducted, so both sides carry them in the same proportion as the split. If one arrives after the contract has ended, agree whether the agency returns its share and set a time limit.

Also cover chargebacks caused by the agency's conduct, for example a chatter promising content that was never delivered. In that case the agency should carry the loss. Clear rules here prevent one of the most common arguments at the end of a month.

Creator rules, limits and reporting duties

The creator should be able to set boundaries in writing and change them at any time: content they will not make, topics chatters must never touch, minimum prices and what can or cannot be promised to fans. The agency commits to follow those rules, the OnlyFans Terms of Service and the Acceptable Use Policy, and never to use practices that deceive fans. Chatters act on the creator's behalf, so the contract should make the agency responsible for its staff.

Reporting duties belong here too. Agree what the agency reports and how often, for example a monthly summary of earnings by source, subscribers, messages answered, promotions run and their cost. FansTracker's activity insights show messages and subscribed fans per creator over 7, 30 or 90 days; earnings sync is still in development, so revenue figures come from the creator's OnlyFans statements for now.

Non-solicitation: what is fair

Agencies worry that a creator will leave and take their chatters, and creators worry about being locked out of working with anyone else. A fair non-solicitation clause stops the creator from hiring the agency's staff directly for a limited period, often six to twelve months, and stops the agency from approaching the creator's fans for other accounts. It should not stop the creator from joining another agency, running the account alone or working on other platforms after the contract ends. Broad non-compete clauses are often unenforceable and are a sign of an unbalanced deal.

Red flags creators should refuse

Some clauses are reasons to ask for changes or walk away before signing. If an agency refuses to remove them, that tells you how it will behave when there is a dispute. Read the whole contract, including any annexes, and ask for every change in writing; a fair agency will happily explain any clause you do not understand.

• The agency takes over the OnlyFans account, the login email, the payout bank account or the ID verification.
• The split is calculated on gross fan spending, or the base is not defined at all.
• Payouts go to the agency first and the creator gets whatever is left.
• Long minimum terms with penalties for leaving and no exit for poor results.
• Commission continues on earnings after the contract ends, without a limit.
• The agency claims ownership of the creator's content, name or likeness.
• Guaranteed income promises, or an upfront fee just to join.
• No reporting duty, or no access for the creator to their own statements.

Step by step

1. List the services. Write down every service, the hours and languages covered and what is excluded.
2. Define the split and its base. Agree the percentage, apply it to net earnings after the 20% OnlyFans fee and add a worked example.
3. Set the payment schedule. Fix the settlement period, invoice date, deadline, currency and the statement both sides use.
4. Agree term, notice and exit. Add a trial period, a written notice period, final settlement and removal of access on the last day.
5. Confirm ownership. State that the creator holds the OnlyFans account, payout details and content, with only a limited licence for the agency.
6. Add data, refund and rules clauses. Cover confidentiality, data return and deletion, chargebacks, creator limits, reporting and fair non-solicitation.
7. Check red flags and get a review. Remove any red flag clause and have a local lawyer review the contract before signing.